New Business in the New Year

With the New Year right around the corner, many of us are itching to make a fresh start. Most of us have numerous goals for the New Year: lose weight, eat healthier, save more money, buy a home, travel more, visit relatives, or read more books. Some of us want to start a new business in 2019 or grow our existing business.

The International Association Of Credit Engineers, a credit capital capital solutions company, specializes in helping you gain access to capital in order to make your business dreams come true. Below are tips for starting a business.


  1. Research. Most small businesses start with an idea — an idea that can easily die as soon as it’s born if not cultivated. Once you have your idea, it’s time to do research. Investigate the industry you’ll be in, the competition (both local and national), possible locations, and sources of start-up capital.
  2. Find support. Most small businesses that succeed are not one-man shows. You’ll need help in getting your business off the ground. Join small business support groups, enlist family and friends to help logistically or to bounce ideas off of, and tell as many people as possible about your idea. You’ll get a sense if they like your idea or not. Furthermore, pick the brains of seasoned entrepreneurs who’ve been in your shoes. Successful small business owners are a wealth of knowledge and can help you avoid common mistakes.
  3. Investigate the laws. There are legal steps to setting up a small business that you’ll have to follow. Business regulations vary from state to state. However, most involve similar steps for incorporating your business and hiring employees. The International Association Of Credit Engineers recommends consulting with a tax accountant who specializes in small businesses to help you get started on the right foot. He or she will know the tax laws you must follow for your particular business and can help you get started with an accounting system for your business, which should be separate from your personal finances.
  4. Prepare for the worst. Let’s face it, one of the biggest challenges small business owners face is mental — overcoming their own negative self-talk is a real challenge. Starting your own business is scary. You are stepping outside your comfort zone into the vast unknown, and humans like to be in control. Have a plan in place in case your business fails, which, statistically speaking, can happen. Aim for the stars, but be prepared for a crash landing.
  5. Know your solution. What problem are you solving? How are you adding value to people’s lives? Knowing the why you’re opening your business and how you’re solving your customers’ problems will keep you focused and motivated.
  6. Carpe Diem. Being realistic about your goals will help you avoid spontaneous mistakes. However, overthinking your decisions to the point you never pull the trigger is a mistake many make. There’s only so many hours is a day and so many days in the year to accomplish your dreams. If you wait too long, the moment will be gone. If you jump all in, you can be setting yourself up for disaster. Finding the balance between these two ends of the spectrum is the key to success.
  7. Embrace mistakes. In starting a new business or growing an existing business, you’ll make mistakes. It’s how you handle these mistakes that ultimately determines whether your business succeeds or becomes a statistic. Learn from the mistakes made, and don’t repeat them. Don’t become demoralized to the point you want to throw in the towel. Mistakes are learning tools just like a college class. Implementing the knowledge you learn is a choice that stagnation can ruin.
  8. Market. In today’s world where social media can drive sales and our attention span has shrunk to a few seconds, marketing will be the key to your small business’s success. Most potential customers will look you up on the Internet before trying your services. Your business will be judged by your website’s appearance, online reviews, and social media posts. At a minimum you’ll need a professional-looking website, an email list that lets you communicate with customers and prospects on a regular basis such as sending out news events, coupons, or practical information, and presence on the social media channels that your customers frequent. While you may get many of your customers by word of mouth, referrals, or networking, you still need a strong digital presence to stay relevant and to compete in today’s market system.
  9. Costs and Budgets. As we all know, you have to spend money to make money, and while not the most glamorous part of owning a business, dealing with money issues is the most important part to small business success. Run the numbers. How much will it cost to start your business? Once up and running, what will your budget be? What is the break-even point and the point where you’ll turn a profit? Dive into the numbers, and break them down to the week if need be.
  10. Investors. We’ve saved the most important tip for last. You’ll need some sort of funding to start off, whether from your savings, credit cards, loans, grants, venture capitalists, credit capital, or credit leasing.

For many small business owners or those looking to start a small business, securing funding can be overwhelming. With so many options available, it’s hard to know where to start. The International Association Of Credit Engineers is passionate about helping your small business succeed through helping you find the capital you need. We offer a credit capital option for start-up capital or additional funding for small businesses. For credit capital, we secure the funding for you in your name and then make monthly lease payments to you, in effect, providing you with a steady stream of passive residual cash flow to be funneled into your business.

When you obtain credit capital, with The International Association Of Credit Engineers operating as a consultant. In this program, you would receive the entire sum, minus our fees) up front to be used for your business, either to get it off the ground or for a large influx of capital to launch a new product line for example.

Our program works best if you have a high credit score (near 800) and an annual income of $100k or more. However, The International Association Of Credit Engineers can work with you to achieve these numbers to help you gain access to the capital you need.

The International Association Of Credit Engineers is a company dedicated to helping small businesses succeed. We believe that small businesses are the backbone in this country and through helping them, we help many more who work for the businesses, consume the businesses’ products, and improves lives by the existence of small businesses. If you think you’re a candidate for our credit capital solutions or credit capital consulting program, contact The International Association Of Credit Engineers today!